It happens this way. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area.
The insurance entities
Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. Base this can be a violation of one of the parties to the contract.
The insurance entities - actuaries, insurance brokers, mutual insurance societies and insurers. Insurance organizations - insurance companies life insurance, insurance companies for insurance other than life insurance and reinsurance companies.